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Your Will tells everyone what should happen to your money, possessions, and property after you die (all these things together are called your ‘estate’). Making a Will doesn’t need to be complicated, but even if you are only leaving a few things or a small amount of money, it can save your family unnecessary distress at an already difficult time to have your wishes clearly set out

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Lasting Power of Attorney

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Living Will & Remote Will

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Mirror Will

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Protective

Property

Trust

Can WILLS be remotely done during these COVID19 times?

Yes. We at PPL are able to handle your personal requirements for your will using video conferencing platforms, email, call, and by post. It is worth noting that currently, no legislation is available for the will to be witnessed remotely. Currently, the Wills Act requires that the testator (or some other person at the testator's direction and in his presence) signs the Will in the presence of the witnesses and that the witnesses sign in the presence of the testator.

It is possible that an amendment will occur in this regard ASAP, and we will keep you updated accordingly

An LPA is a legal document that lets you (the ‘donor’) choose trusted people (‘attorneys’) to make financial decisions or health and care decisions on your behalf.

An LPA is mainly used if you don’t have the mental capacity to understand and make decisions yourself. You need the mental capacity to make an LPA.

Mental capacity is the ability to make a specific decision at the time that it needs to be made.

Your LPA is only for England and Wales.

A major concern for many people is that their homes may be used to fund care costs in later life. This may happen if you have just made a simple mirror Will.

On first death, your home will default to the survivor.

If the survivor then goes into care and no other assets are available to fund care costs, the Local Authority will means-test 100% of the property value and may request the sale of the property.

A Protective Property Trust (PPT) can help you protect your share of the home and ensure that it is passed on to the people you care about.

Mirror Wills are simply identical Wills that a couple can make, leaving everything to each other. 

It is a cost-effective solution, but one that still requires research if it is right for you, which we at PPL are able to do for you. 

For example,

Mrs Smith’s Will might specify: ‘I give everything to my husband on death, but if he dies before me it goes to my children.’

Mr Smith’s Will would then say: ‘I give everything to my wife on death, but if she dies before me it goes to my children.’

However, what most people don’t anticipate is that if you leave everything to your partner in a Mirror Will and they then need care in later life, the Local Authority is likely to take most of the assets you have worked so hard to build up together.

Even if your partner does not need care,  a Mirror Will won’t guarantee that your children or grandchildren will receive any of your assets. In fact, your estate can pass sideways outside of your family if one of your children remarries, gets divorced or has financial difficulties.

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